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Cash in go-bag. Insurance photos in cloud. Know bank disaster rules.
Step 1: Keep small cash stash in waterproof bag in go-bag
Step 2: Scan insurance policies and bank numbers to encrypted cloud
Step 3: Know EMI deferral and disaster credit rules for your bank
Step 4: Separate emergency fund account if possible — one month expenses
Step 5: Photograph valuables and receipts for claims before season
DEVELOPMENT FIXTURE — Do NOT keep only large notes — change scarce after disaster.
DEVELOPMENT FIXTURE — Do NOT sign blank claim forms for agents.