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Read exclusions. Photo home now. Policy number in cloud. Farmers ask crop cover.
Step 1: Read policy exclusions for flood earthquake and landslide
Step 2: Photograph home structure and roof before season
Step 3: Keep premium receipts and policy number in cloud and go-bag
Step 4: Ask insurer about crop weather index if farmer
Step 5: Report changes like new floor addition that affect coverage
DEVELOPMENT FIXTURE — Do NOT wait until water in living room to call insurer first time.
DEVELOPMENT FIXTURE — Do NOT sign contractor estimate as claim without insurer ACK.